Question 1

What is VEQT?

Accepted Answer

VEQT (Vanguard All-Equity ETF Portfolio) is a single-ticket ETF that provides instant exposure to 13,743 stocks across 50 countries (June 30, 2026). It holds 4 underlying Vanguard index ETFs covering the US (~45.3%), Canada (~29.6%), international developed (~17.9%), and emerging markets (~7.1%). It is designed for long-term Canadian passive investors.

Question 2

What is VEQT's MER?

Accepted Answer

VEQT's management fee is 0.17%, reduced from 0.22% effective November 18, 2025. Its MER (the all-in figure, which adds operating costs and tax) is officially 0.22% as of the June 30, 2026 factsheet (annualized to March 31, 2026) — the first recalculation to reflect the fee cut, down from 0.24%.

Question 3

Should I hold VEQT in a TFSA or RRSP?

Accepted Answer

For most Canadians, especially younger investors, holding VEQT in a TFSA is recommended. All growth and distributions are completely tax-free. Higher-income earners may benefit from the RRSP tax deduction. Non-registered accounts should only be used after registered accounts are maxed.

Question 4

What is the difference between VEQT and XEQT?

Accepted Answer

Both are all-equity, globally diversified single-ticket ETFs with identical management fees (0.17%) and near-identical MERs (0.22% vs 0.20%). Their US weights now sit within a point of each other (~45%); the real difference is home bias — VEQT holds ~30% Canada by design, XEQT ~25%. Performance has been very similar. The differences are small enough that most investors won't notice over a 20-year horizon.

Question 5

How often does VEQT pay distributions?

Accepted Answer

VEQT pays one annual distribution, typically with an ex-dividend date in late December and payment in early January. The most recent confirmed distribution was $0.76018 per unit (December 2025).

BuyVEQT: VEQT.TO live price, today's market weather, regional performance, and day-by-day session history for Canadian passive investors.

Four regions, one fund.

The session board.

A reading order, in three parts.