The Reckoner
Run the figures, slowly.
Five reckonings on the boring fund — what it would have been, what it might be, what it pays, what it shelters, and how soon it could buy you out.
The Standing
What $10,000 became
Today's value
$25,574
From February 2019, reinvested, no fees.
Total return
+156%
Past performance is not a forecast.
Per year (CAGR)
+13.8%
Compound annual growth rate since inception.
The Questions
Pick the question you came here to ask
How unusual is today?
The Fine Print
What these are, and what they aren't
These reckoners use simplified assumptions for illustration. They don't account for fees, taxes, inflation, or the full shape of market volatility — only the bones of the math.
Past performance is not a forecast. The Lookback tells you what was; the other four ask you to assume a future return rate. Reasonable assumptions still produce wide ranges — change a 7% input to 5% and watch what happens.
None of this is financial advice. It's arithmetic, run slowly, on one ETF. Your situation, taxes, and risk tolerance are your own to weigh.
Source: VEQT historical price data via Yahoo Finance · Updated daily