The math.
Run a lookback on what was. Project a DCA going forward. Shelter the result. Or count the years to the only number that matters — your own.
Run a lookback on what was. Project a DCA going forward. Shelter the result. Or count the years to the only number that matters — your own.
These calculators use simplified assumptions for illustration. They don’t account for fees, taxes, inflation, or the full shape of market volatility — only the bones of the math.
Past performance is not a forecast. The Lookback tells you what was; the other three ask you to assume a future return rate. Reasonable assumptions still produce wide ranges — change a 7% input to 5% and watch what happens.
None of this is financial advice. It’s arithmetic, run slowly, on one ETF. Your situation, taxes, and risk tolerance are your own to weigh.
One number matters. Yours.
The lookback tells you what was. The other three ask what you’ll assume.